FinTech Trends: Future Mobile Banking, Mobile Payments: impact on retail banks, cash, Telcos, emerging markets - Banking and FinTech keynote speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Retail financial services are in for a radical shakeup, which will dwarf anything we have seen so far in online innovation, driven mainly by use of mobile devices.

Tens of thousands of startups are trying to make money from mobile money.  Only a handful will make it to global scale. 

Huge potential impact on retailing. This is a new gold-rush or dot-com like boom, that is happening a somewhat chaotic way, leaving regulators far behind. Video: recorded early 2011.  Article: written November 2012 - accurate forecasts by Futurist Keynote Speaker Patrick Dixon on future of banking and financial services.

Read more: FinTech Trends: Future Mobile Banking, Mobile Payments: impact on retail banks, cash, Telcos, emerging markets - Banking and FinTech keynote speaker

Next Financial miss-selling crisis? Future of Fund Management. Why most fund managers I talk to do not recommend their own retail actively managed funds. Impact on Future of Banking and Pension Funds. Fund Management Keynote Speaker - POST and VIDEO

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Video from 2010 but JUST as urgent and relevant today.

Fund management really matters - as vital to society as hospitals and schools because it protects the wealth of us all as pensioners. For many years, I have given keynotes on global investment trends to Fund Managers from across the world.  I have had over $1 trillion of funds under management of a single audience. But here is a shocking fact. A significant proportion of fund managers (usually the great majority) at events I have spoken at over the last few years lack confidence in their own actively managed investment funds.  For example, most tell me (straw polling during presentations) that they do not recommend their own products to friends and family, and do not commit their own wealth into their own funds unless they need to as part of the job. If fund managers do not believe they are adding value, it becomes a serious ethical issue if those retail funds continue to be actively marketed.  Life is too short to sell things you don’t believe in. So what is the future of actively managed funds?...

Read more: Next Financial miss-selling crisis? Future of Fund Management. Why most fund managers I talk to do not recommend their own retail actively managed funds. Impact on Future of Banking and Pension Funds. Fund Management Keynote Speaker - POST and VIDEO

Future of Banking - Safe Strategy for Banks - Mobile Payment Systems - keynote speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Future of Banking - presentations, many videos, articles and other resources on the future of banking. Topics covered include: future of retail banking, corporate banking trends, investment banking and fund management, online banking, mobile banking, risk management in banking, wholesale banking.

The future of local, national and global banks.  Non-banking competitors including retail stores, insurers, technology companies and mobile phone companies.  Future of banking regulation and compliance issues - why compliance is not enough to retain trust and protect brands.

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Will the Euro Survive? Risks of European Union breakup? Economy. Future of Europe - comment by Keynote Speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Crisis in Eurozone, falling confidence in Euro -- default by Greece with impact on economy of Spain, Portugal, Ireland, Italy and rest of Eurozone. Long term economic impact on single currency area, inflation rates, interest rates, growth rates. Leadership, managing rapid change in a globalized digital world. High velocity decision making with multiple strategies for growth in different circumstances. The world is changing faster than you can hold a board meeting. Shortened production cycles. Accelerating change and business transformation.

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Future of mobile banking, mobile payments - smart phones growth strategy

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Future of banking: mobile payments growth, replacing cheques, bank cards, cash cards and credit cards.

Use of smartphones in ecommerce, in retail transactions and wireless payment systems in shops, shopping malls and other stores. Future of banking, financial services and telecommunications. Changes in consumer behavior, customer choice and financial industry regulation.

Telecom industry will become banks, and banks will become phone companies. Convergence of retail, financial services, insurance, phones and other mobile devices. ...

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Future of Banking and Financial Services

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

"Fund management risk - many retail funds sold by people who don't believe in them"

Future of Banking and Financial Services. Articles, slides and videos on the future of retail, corporate, wholesale and investment banking, fund management, brokerage, institutional banking and the insurance industry by Patrick Dixon, ranked one of 20 most influential business thinkers alive today - Thinkers 50 2005.

Video of 2006 event for fund managers - many fund managers I talk to at events do not recommend their own retail funds to family or friends and are doubtful about future performance compared to simple tracker funds. Potential for major reputational risk.

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Future of Fund Management: banks, pensions, trust, banking crisis and investment performance

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Future of Fund Management - presentation for Mercer by Dr Patrick Dixon.

Future of Pension funds, institutional investors.  Unsustainably high commissions and charges, fund management compliance and future regulation.  Future of Investment Banking and Private Banking..

Future retail funds and client trends - how expectations are changing. High net worth clients and managing investment risks. Investor and investment activity.

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How to lose $ millions - video on risk. Future of Banking Keynote Speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

How millions were lost in Icelandic bank accounts and lessons to learn about how to make money and how to avoid heavy losses. How to increase your wealth. Real rates of return on investments. Assessing risks in fund management and real estate investment. Exchange rate risks and how they impact international investment. Economy risks, political risks, industry risks - all need to be priced into decisions about where to put your money. Portfolio management. What economists think about global risks, banks, banking, insurance and other industry investments.

Read more: How to lose $ millions - video on risk. Future of Banking Keynote Speaker

When will banking profits recover? Keynote speaker on Future of Banking

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Why banking will make big profits again - and when. (Archive article from 2009)

What is the future of banking?  Will banking be profitable again?  Every day I am asked this question.

Around 25% of my work over the last decade has been with some of the largest banks in the world, and they, together with global investors, are anxious about the future.

While the amount of capital they require has been increases - so return on capital will be lower than in the past - banking remains fundamental to the global economy and will be a vibrant part of our future.

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Future Mobile Payments - Future Banking, Shopping, Retail, Telecos - VIDEO

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

How mobile payments will impact future of banks, banking, back end payment processing, credit card transactions and retail customer spending. Smartphones using encryption and biometrics will enable telecom companies to compete with banks and credit card companies for retail payment transactions.

Expect wireless payments using smartphones to grow rapidly. Despite this, some customers will continue to prefer cash because it allows anonymous purchases...

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Future of Fund Management and Banking - Keynote Speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Urgent ethical questions. Over the last decade I have lectured to thousands of fund managers from many different institutions including banks, responsible for hundreds of billions of actively managed investments, mainly entrusted to them by pension funds.  The global economic crisis highlighted a number of fundamental problems within the industry, that had been there for many years, and remain unresolved.  Issues such as over-charging, low performance, lack of confidence of fund managers in their own funds.  Restoring trust has to be an urgent major priority. Without it, the industry as it is cannot survive.  Impact on future of banking.  Watch keynote at Mercer client event and interview following keynote at ICBI.

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Zopa Loans - Boom in Peer to Peer Lending - Future of Banking Keynote Speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Future of Banking: How savers are earning up to 12%.  Zopa is a peer-to-peer lending company based in London with a radical answer to traditional banks, with over 150,000 members, growing by 2,500 members a month.  Zopa matches people with cash to lend with those who want to borrow. So how big could Zopa grow?  Could Zopa become a significant threat to traditional banking?  Risks to lenders?  Future of Banking. (Article written in 2009)

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Future of Banking: How to lose millions - dangers from "unique" business offers. Business risks and scandals. Lessons from collapse of Icelandic Banks

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Future of Banking: Comment by Patrick Dixon on how millions were lost in Icelandic bank accounts and lessons to learn about how to make money and how to avoid heavy losses. Rates of return on investments. Assessing risks in fund management and real estate investment. Exchange rate risks and how they impact international investment. Economy risks, political risks, industry risks - all need to be priced into decisions about where to put your money. How to make money and increase your wealth. Portfolio management. What economists think about global risks, banks, banking, insurance and other industry investments.

See more from: Patrick Dixon on YouTube

Read more: Future of Banking: How to lose millions - dangers from "unique" business offers. Business risks and scandals. Lessons from collapse of Icelandic Banks

Credit Crunch and Sub-Prime Crisis - 2008 Video on Future of Banking - turned out to be very perceptive. Future of Banking Keynote Speaker

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

John Bird and John Fortune (the Long Johns) brilliantly describe how bankers and brokers created the sub-prime crisis which led to the global credit crunch. Satirical comedy with important insights.

Irrational markets and strange investment decisions. How markets are driven by emotion rather than logic. Implications for collapse of confidence in banking and government The trouble is that it is easy to make intelligent people seem ridiculous with hindsight - question is what decisions are being made today which will seem as absurd in a few years time. 

Post by Patrick Dixon / video made by BBC- both in 2008 - very perceptive.

Read more: Credit Crunch and Sub-Prime Crisis - 2008 Video on Future of Banking - turned out to be very perceptive. Future of Banking Keynote Speaker

What next in the Sub-Prime Crisis? - Video on Future of Banking / Economy

Futurist Keynote Speaker: Posts, Slides, Videos - Banks, Banking, Insurance, Fund Management

Why the world is set for more financial shocks - because so many financial products are complex, not just where mortgages are repackaged and sold on. Future of Banking. Hedge funds and other investment groups have many other bets in the market which could destabilise national economies. The Credit Crunch is related mainly to bad loans which became hard to value when sold on to other financial institutions, made worse by falling house prices. Wider risk from major currency fluctuations, plus speculation in oil futures and other things.

Read more: What next in the Sub-Prime Crisis? - Video on Future of Banking / Economy