How AI Will Change Your Life - A Futurist's Guide to a Super-Smart World - Patrick Dixon signs books and talks about key messages - the future of AI, how AI will change us all, how to respond now to AI in business, personal life and government

Future of Sales and Marketing in 2030: physical audience of 800 + 300 virtual at hybrid event. Digital marketing / AI, location marketing. How to create MAGIC in new marketing campaigns. Future of Marketing Keynote Speaker

TRUST is the most important thing you sell. Even more TRUE for every business because of AI. How to BUILD TRUST, win market share, retain contracts, gain customers. Future logistics and supply chain management. Futurist Keynote Speaker

Future of Artificial intelligence - discussion on AI opportunities and Artificial Intelligence threats. From AI predictions to Artificial Intelligence control of our world. What is the risk of AI destroying our world? Truth about Artificial Intelligence

How to make virtual keynotes more real and engaging - how I appeared as an "avatar" on stage when I broke my ankle and could not fly to give opening keynote on innovation in aviation for. ZAL event in Hamburg

"I'm doing a new book" - 60 seconds to make you smile. Most people care about making a difference, achieving great things, in a great team but are not interested in growth targets. Over 270,000 views of full leadership keynote for over 4000 executives

Futurist Keynote Speakers - how Futurist Keynotes transform events, change thinking, enlarge vision, sharpen strategic thinking, identify opportunities and risks. Patrick Dixon is one of the world's best known Futurist Keynote Speaker

Futurist Keynote Speaker: Colonies on Mars, space travel and how digital / Artificial Intelligence / AI will help us live decades longer - comment before keynote for 1400 at Avnet Silica event

Future of Travel and Tourism post COVID. Boom for live experiences beyond AI. What hunger for "experience" means for future aviation, airlines, hotels, restaurants, concerts halls, trends in leisure events, theme parks. Travel Industry Keynote Speaker

Quiet Quitters: 50% US workforce wish they were working elsewhere. How engage Quiet Quitters and transform to highly engaged team members. Why AI / Artificial Intelligence is not answer. How to tackle the Great Resignation. Human Resources Keynote Speaker

The Great Resignation. 50% of US workers are Quiet Quitters. They have left in their hearts, don't believe any longer in your strategy. 40% want to leave in 12 months. Connect with PURPOSE to win Quiet Quitters. Human Resources Keynote Speaker

Future of Human Resources. Virtual working, motivating hybrid teams, management, future of motivation and career development. How to develop high performance teams. HR Keynote Speaker

Speed of change often slower than people expect! I have successfully forecast major trends for global companies for over 25 years. Focus on factors driving long term changes, with agile strategies for inevitable disruptive events. Futurist Keynote Speaker

Agile leadership for Better Risk Management. Inflation spike in 2022-3 - what next? Expect more disruptive events, while megatrends will continue relentlessly to shape longer term future globally in relatively predictable ways. Futurist Keynote Speaker

Crazy customers! Changing customer expectations. Why many decisions are irrational. Amusing stories. Lessons for Leadership, Management and Marketing - Futurist Keynote Speaker VIDEO

Chances of 2 people in 70 having same birthday? Managing Risk in Banking and Financial Services. Why the greatest risks are combinations of very unlikely events, which happen far more often than you expect. Keynote speaker on risk management

Compliance is Dead. How to build trust. Reputation of banks and financial services. Compliance Risks. Why 100% compliance with regulations, ESG requirements etc is often not enough to prevent reputational damage

Life's too short to do things you don't believe in! Why passionate belief in the true value of what you are selling or doing is the number one key to success. Secret of all leadership and marketing - keynote for 1100 people in Vilnius October 2021

Future Manufacturing 5.0. Lessons from personal life for all manufacturers - why most manufacturing lags 10-15 years behind client expectations in their day to day life. Manufacturing 4.0 --> Manufacturing 5.0. Future of Manufacturing Keynote

80% of sales are won or lost in 3 seconds, How to grow your business by giving attention to small things that really matter. Future of Marketing, Futuris Keynote Speaker - Pardavimu formule in Vilnius

Future of Insurance 2030. Insurance industry trends keynote speaker. How insurance customers are changing. Why insurance marketing, AI underwriting and claims handling will change radically. Most important growth markets for insurance products

Futurist Keynote Speaker: Posts, Slides, Videos - Future of Insurance - Keynote Speaker on Risk

Future of Insurance 2030 - start with your brand and messaging - keynote for 4500 executives

Insurance Industry videos, articles and keynotes given by Futurist conference speaker Patrick Dixon to insurance industry audiences around the world.  What is the future of the insurance industry?  Future of online insurance, domestic and motor insurance, life and health insurance, commercial insurance and insurance underwriting.  You will find many resources below on particular insurance trends.

* "How AI Will Change Your Life - A Futurist's Guide to a Super-Smart World" - Patrick Dixon's latest book on AI is published in September 2024 by Profile Books.  It contains 38 chapters on the impact of AI across different industries, government and our wider world, including the future impact of AI on the insurance industry, AI for smarter underwriting, AI in life insurance, AI in health insurance and auto insurance, AI for smarter fraud detection and faster claims handling.


Need a world-class insurance industry keynote speaker for your event? Phone or e-mail Patrick Dixon now.

Below is Archive Page - on future of the insurance industry - written in March 2011.  You can judge for yourself how accurate the forecasts were:

Future of the Insurance Industry in 2030 and 2050 - fundamental to society

Insurance is about managing risk:  sharing risk exposure across a wide number of people or organisations. 

Insurance is therefore at root a community activity:  each person setting aside money on a regular basis to form a common insurance fund which is used to assist members in times of crisis due to an insured event.  

Insurance is fundamental to daily life in developed nations, enabling individuals and businesses to manage their existence with a measure of security.

And we can expect dramatic growth in numbers of people who have some kind of insurance globally, reflecting the fact that 85% of humanity lives in emerging markets, and over 1.7 billion people don't even have a bank account.

Insurance industry exists to pay out in times of need

The insurance industry is often seen in the media in a negative way:  "They keep premiums as high as possible and pay out as little as possible".

However the truth is that insurance companies by definition exist to pay out, to provide help.  That is the reason insurance is sold.  

Of course, the lower the threshold for paying out, the higher premiums have to be, but the problem is that many people think insurance companies treat them with suspicion when they need to make a claim.

Insurance companies rely on accurate assessment of risk:  set the calculations too low and they will attract a huge amount of business, and end up making huge losses.  Set premiums too high, and they cannot sell.

Underwriting therefore is the core skill of all insurers:  highly complex estimates of likelihood of a claim from each policy, with every factor taken into consideration, and also estimates of likely size of the average claim.

Why all insurance underwriters are Futurists - experts on global trends

The challenge for insurance companies is that the world is changing and historic data is often an unreliable guide to future risks and future claim patterns.

Therefore all insurance companies have to be future-thinking, constantly monitoring global and local trends including customer attitudes and risky behaviours, adjusting insurance premiums frequently to keep pace.

Diversity is really important for accurate underwriting: insurance teams need a very broad understanding of their clients, cultures, lifestyles and so on.

The "Insurance" view of the world is often much broader than other kinds of financial services companies.

Even a 1% drift in underwriting or actuarial calculations can have a dramatic effect on the success or failure an insurance company, especially in a relatively low margin and highly competitive business such as motor insurance.

Importance of Re-Insurers in spreading impact of major risks

Insurance companies often carry more exposure to risks than prudent given the limitations of their own balance sheets - choosing to offset their exposure by re-insurance with much larger insurance companies such as Munich Re or Swiss Re.

So the international insurance industry is bound together by a complex web of underwriting commitments, designed to spread risk, and ensure that each insurance company remains solvent, even if they have an unexpected cluster of major claims.

However reinsurance itself creates risks, if the reinsuring company only has partial insight into the total risks they are being asked to carry.

This has some similarities to the challenges we saw in the sub-prime crisis where large corporations became tied into all kinds of financial commitments, which depended on valuations being correct of the assets on which those loans were issued, as well as estimates of the credit-worthiness of the people or institutions to which the loans were issued.

Need a world-class insurance industry keynote speaker for your event? Phone or e-mail Patrick Dixon now.

Articles and Videos on Future of Insurance

NEW:  Future of Insurance - extract from latest book.

Future of Insurance - global risks and reinsurance

Future of online insurance

Why small business insurance often fails to protect

Should genetic screening be allowed for life and health insurance?

Gene tests for insurance - ethical and legal issues - video

Many other videos by Patrick Dixon on insurance industry trends

Future of insurance and wealth management

Reducing risk in financial services / insurance industry

List of insurance industry clients - insurance industry corporate events

Need a world-class insurance industry keynote speaker for your event? Phone or e-mail Patrick Dixon now.

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Thanks for promoting with Facebook LIKE or Tweet. Really interested to read your views. Post below.

December 17, 2013 - 02:32

Have you ever considered about adding a little bit more than just your articles? I mean, what you say is fundamental and everything. But just imagine if you added some great photos or videos to give your posts more, "pop"! Your content is excellent but with pics and clips, this site could certainly be one of the best in its field. Good blog!

Reply to Abbey
Patrick Dixon
December 18, 2013 - 17:00

Thanks - there are over 500 video clips referenced on this site. Have another look....

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