I often give keynotes at Telco conferences on why Telco old business models are broken: mobile banking and digital payments.  Why so many Telcos are entering the world of banks with e-Wallets and future of TelcoBanks. I have worked with many of the world's largest telcos and banks - so what of their future?

In theory, Telcos should be at the very heart of the digital revolution:  after all, they provide all the bandwidth we use to access the web - whether on smartphones or by traditional broadband at home or at work.  They also provide the handsets themselves.  And they have the ability to track people to within one or two metres, all the time, using signals from the mobile devices they have in their pockets. In addition, their networks handle all our online payments, our diary, our email and all our web searches.  Yes in many cases most of that data is encrypted, but you would be shocked to see the full extent of data that Telcos are usually able to pick up - the same is true of owners of websites you visit.

Yet the truth is that very few Telcos are really taking advantage of their potential - in particular, the data they have about your location.

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Expect more health care innovation from 2045 - 2050 than in all human history

As a physician and a Futurist, I work with many of of the world's largest Pharma and MedTech companies, helping them develop next-generation treatments to improve human health and wellbeing.

Health care knowledge is doubling every 24 months, so we will know 32,000 times in 2048 than today more about how the human body works, why disease happens, how to detect early disease, how to treat illness effectively, and how to promote health. The growth of medical knowledge shows no signs of slowing down, indeed it is accelerating.  AI / Artificial Intelligence is driving much of this massive boost in speed of innovation and discovery.

Take for example the Human Genome Project. Back in 2001 it cost around $800m to decode or sequence most of the genetic code of just one human being. By 2006, the cost per genome sequence had already fallen to around $300,000.

Today, the same can be achieved for around $1000, using Illumina’s highest-end products, including reagents and an appropriate contribution to the capital cost of its machines. For example, the NovaSeq 6000 machine costs around $1m to buy. So how will this technology and 100,000 other innovations change future health care??

Interview for AESE Business School in Lisbon - about to give a keynote on global trends - 19th October 2017.  Here are major issues that are impacting very large numbers of companies across the world.  I usually group them as six factors that spell the word FUTURE, each of which forms one face of a cube.  The energy which spins the cube is EMOTION – reactions to events or trends are usually more important than events themselves.

“The world can change faster than you can hold a board meeting”, you said in a presentation. Among the hundreds of possibilities of change and innovation, what are the key trends do you foresee as having the most impact in business and personal life in this new World 4.0?"